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Green Mortgages Shrink. What It Means for Developers

  • Sep 30, 2025
  • 1 min read

Despite the ESG push, green mortgage products have fallen to just 11% of new offerings. For developers, this shift could impact both demand and financing strategies.


Analysis


The Opportunity. We believe that energy-efficient, green, sustainable homes attract a sales and rental premium.


The Challenge. Buyers may no longer be able to access preferential finance that will dampen affordability incentives for new sustainable homes, so does the eco-conscious developer miss out?


The Policy Dimension. Net zero targets remain so the financial products just need recalibration to encourage sustainable, green new homes.


The Market Angle. Investors still value ESG-led schemes, but scrutiny is sharper than ever.


Dimora’s Perspective. We support developers in embedding ESG standards, not just for compliance but as a route to enhanced investor confidence and long-term value.


Want to understand how ESG adds resilience to your scheme? Let’s start a conversation.

 
 
 

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Hi,
I'm Al

I’ve spent over 20 years in real estate, working across housebuilding, regeneration, build-to-rent, single-family housing and mixed-use development. In that time, I’ve helped take projects from early ideas and messy sites through to funding, planning, delivery and real communities.

Dimora is where I bring all of that experience together — a hands-on, commercially minded consultancy for people who want to create better places to live. I like solving complicated development problems, joining the dots between capital and delivery, and helping turn big ideas into projects that actually work.

Now working across the UK and Middle East, I’m focused on residential, hospitality, mixed-use and living-sector opportunities with strong fundamentals, thoughtful design and long-term value.

In simple terms: I help shape, fund and deliver places people want to live, stay and belong.

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